Bank Alfalah | SME Toolkit

FAQs for SME Financing

FAQs for SME Financing

Any business entity (Manufacturing, Trading & Service sectors) in the same line of business for at least three years. The borrower may be a Proprietorship, Partnership or Private / Public Limited Company.

Bank Alfalah offers an extensive range of products targeting the needs of the business community.

Application forms can be obtained from our designated branches as mentioned on our website. 

Collateral/security requirement depends upon the facility required. Many of our financing facilities do not require any collateral. However, collateral/security may vary on case to case basis and may include Residential/Commercial/Industrial propertyHypothecation of Stocks, Receivables, Plant & MachineryLCY/FCY Deposits, and Government Securities, Personal Guarantee of Sponsors / Mortgagors / Others and or any other security acceptable to bank. 

Borrower should be in the same line of business/industry for at least 3 years, however new entities are considered on case-to-case basis. 

It will usually take between 25 to 30 working days, subject to availability of all available documents.  

Market competitive pricing will be offered. However, penalties are charged on the late/delayed payments as per bank’s policy & prevailing schedule of charges. 

Visit any nearest Bank Alfalah branch where our Relationship Managers will assist you in this regard.